Operating Lines of Credit

From cash flow gaps to payroll, a line of credit ensures your business is ready to meet tomorrow’s needs with certainty.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Revolving Credit
  • Local Processing
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  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used1
  • Funds are easily accessible via check
  • Local decision-making and processing in Northeast Texas
  • Attentive, friendly service from start to finish
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1Consult a tax advisor.